faq.html
The Truth About US Car Insurance: FAQs & Hidden Costs
We expose the industry secrets your agent won't tell you.
💡 Unique Idea: The "Overpayment" Problem
92% of US drivers overpay because they check only one site. We solve this.
Q1: Why Did My Rate Suddenly Go Up? (The Renewal Trap)
Expert Answer: Insurance companies bet on your inertia. They raise your rate at renewal, hoping you won't bother shopping around. **This is why you MUST compare rates every 6-12 months.**
Q2: What is the single biggest factor in my rate? (It's not your car.)
Expert Answer: It's your **Credit Score** (in most states). Good credit signals stability, often resulting in massive discounts. If your credit has improved recently, you are likely due for a huge saving.
The Hidden US Policy Savings Calculator
Find out your potential annual savings before you even enter your email. (Data is based on average US driver profile.)